A first‑offense ticket might be around $200–$350, but the $250 per year surcharge over three years adds $750. Add insurance increases and you’ll spend far more than an attorney’s fee.
You might still avoid conviction if you obtain coverage and file a compliance certificate or if the officer erred. Lawyers know the rules for compliance dismissals and can negotiate for reduced charges.
Even when uninsured, an attorney can often negotiate deferred disposition, preventing a conviction and avoiding the driver responsibility surcharge and points. Without representation, you’ll likely plead guilty and face maximum penalties.
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